Terms & Conditions

1. Use of Our Services

By using our Website, you represent that:

• You are at least 18 years old or have legal consent from a parent or guardian.
• You agree to use our services only for lawful purposes and in accordance with these Terms.
• You will not use the Website in any way that could damage, disable, overburden, or impair the Website or interfere with others’ use of it.

2. Account Registration

To access certain features of our Website, you may be required to create an account. When creating an account, you agree to:

• Provide accurate, current, and complete information about yourself.
• Maintain the security of your account by keeping your password confidential and not allowing others to access your account.
• Notify us immediately if you suspect any unauthorized use of your account or any other breach of security.
• Be responsible for all activities that occur under your account.

3. Payment Terms

If you purchase any products or services from Step-by-Step Tax LLC, you agree to pay all applicable fees and charges, including any taxes, according to the payment terms and rates presented at the time of purchase.

We may use third-party payment processors to handle transactions. By making a purchase, you authorize us to charge your selected payment method through our payment processor. Payment terms may vary depending on the product or service purchased.

4. Refund Policy

Refunds are subject to the specific terms presented at the time of purchase. If no specific refund policy is provided, we may offer refunds at our discretion for certain purchases. Please refer to the product or service description for additional details.

5. Intellectual Property

All content on our Website, including but not limited to text, graphics, logos, images, and software, is the property of Step-by-Step Tax LLC or its content suppliers and is protected by copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use the Website for personal, non-commercial purposes. You may not:

• Reproduce, distribute, modify, or create derivative works of any content on the Website without our prior written consent.
• Use any of our trademarks, logos, or proprietary information without our express written consent.

6. User-Generated Content

Our Website may allow users to submit, post, or share content such as comments, reviews, or other materials (“User-Generated Content”). By submitting User-Generated Content, you grant Step-by-Step Tax LLC a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, publish, distribute, and display your content in any media.

You represent and warrant that:

• You own or have the necessary licenses, rights, and consents to submit your User-Generated Content.
• Your content does not violate any third-party rights, including intellectual property rights or privacy rights.
• Your content does not contain harmful, abusive, offensive, or illegal material.
• We reserve the right to remove any User-Generated Content at our discretion.

7. Prohibited Activities

You agree not to engage in any of the following activities while using our Website:

• Hacking, tampering with, or disrupting the security, integrity, or performance of the Website.
• Impersonating another person or entity, or falsely stating your affiliation with any person or entity.
• Uploading or transmitting viruses, malware, or other harmful code.
• Using automated systems such as bots or scrapers to access or extract information from the Website without prior written permission.

8. Disclaimer of Warranties

Our Website and services are provided “as is” and “as available” without warranties of any kind, whether express or implied, including but not limited to:

• Warranties of merchantability, fitness for a particular purpose, or non-infringement.
• Warranties that our Website will be uninterrupted, error-free, or free of viruses or other harmful components.

Your use of our Website and services is at your own risk.

9. Limitation of Liability

To the fullest extent permitted by law, Step-by-Step Tax LLC and its affiliates, officers, directors, employees, and agents will not be liable for any direct, indirect, incidental, special, or consequential damages resulting from your use of, or inability to use, the Website or our services. This includes, but is not limited to, damages for loss of profits, data, or goodwill.

In jurisdictions that do not allow the exclusion or limitation of liability for certain damages, our liability will be limited to the maximum extent permitted by law.

10. Indemnification

You agree to indemnify, defend, and hold harmless Step-by-Step Tax LLC, its affiliates, officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses, including reasonable attorney’s fees, arising out of or related to:

• Your use of the Website or our services.
• Your violation of these Terms.
• Your violation of any rights of a third party, including intellectual property rights or privacy rights.

11. Termination

We reserve the right to terminate or suspend your access to the Website or any services, without prior notice, if we believe that you have violated these Terms or engaged in conduct that harms our business or other users.

Upon termination, all rights granted to you under these Terms will cease immediately, and you must stop using the Website and any services.

12. Governing Law

These Terms will be governed by and construed in accordance with applicable laws, without regard to conflict of law principles. Any disputes arising from or related to these Terms or your use of the Website will be subject to the exclusive jurisdiction of the appropriate courts.

13. Changes to These Terms

We may update these Terms from time to time. When we do, we will post the updated Terms on this page with a new Effective Date. Your continued use of the Website after any changes constitutes your acceptance of the revised Terms.

14. Contact Us

If you have any questions about these Terms and Conditions, please contact us at: